1994. I was a scrappy 10-year-old, young enough to still be considered a child, but old enough to start taking on responsibilities and begin garnering a level of financial independence. In exchange for completing chores around the house, my mother began to give me an allowance of 5 dollars a week, a small fortune in my household. This financial reward came with the understanding that I would make smart and informed fiscal choices. Choices that would prove to be beneficial to and enhance my understanding of the importance of earning ...